# Abstract

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USDToch is a one-stop investment platform based on Web3 assets. Its core business includes asset lending, strategy investment, and automated finance, etc. Through the strategic AI algorithm investment mechanism, it aims to provide investors with a safe, efficient and trustworthy investment platform. USDToch provides an intelligent investment mechanism that allows users to invest using USDT and hold platform tokens (UTH) to determine AI algorithmic strategies for greater investment returns. In addition, the platform also implements a new type of algorithm mechanism. That is, Toch represents the percentage of AI hash purchased by users in USDToch. The higher the percentage, the higher access to use the system, and the more efficient the strategic AI algorithm to bring investors earnings. This multi-purpose design ensures system fairness and sustainability.
